As more people from the Baby Boomer generation reach their senior years, many face a new challenge: solo aging. Solo agers are individuals who don’t have children or close family members who can help them as they grow older. While many Baby Boomers are living longer and healthier lives, aging can still bring health issues like heart disease, arthritis, diabetes, dementia, or injuries from falls.
Why Solo Aging Is Different
In the past, older adults often relied on family for help with daily activities, either at home or in care facilities. But for solo agers, finding family support can be tough. According to the Pew Research Center, about 1 in 5 Baby Boomers don’t have children—twice as many as previous generations. Even if there are relatives, they might live far away.
Solo agers are often independent, educated, and financially stable. They value making their own decisions, which is great, but it also means planning ahead is crucial.
Without family nearby, solo agers face risks like:
- Medication mistakes
- Poor nutrition
- Isolation and loneliness
- Depression or alcoholism
- Dementia
- Scams and financial abuse
Without someone regularly checking in, these problems can go unnoticed, leading to serious issues.
How to Prepare for Solo Aging
The key is to plan early. Even if you’re healthy now, unexpected health issues or accidents can happen at any time.
To stay in control, appoint someone you trust to make decisions if you can’t. This could be a friend, a distant relative, or a professional like a fiduciary or guardian.
Make sure you have these legal documents:
- A Power of Attorney for financial matters
- A Healthcare Directive for medical decisions
- An Estate Plan or Trust to manage your assets
Since solo agers don’t have family support, it’s also wise to work with legal and financial professionals. They can help ensure your wishes are followed, no matter what happens.
Lastly, build a strong support network of friends, neighbors, or community groups. Regular social interaction can reduce the risk of isolation and help others notice if something is wrong.
Take Control of Your Future
While it might feel uncomfortable to think about, making plans now means you stay in control of your life and future. Having legal documents in place ensures your wishes are clear and respected. Plus, it brings peace of mind, knowing you’re prepared for whatever comes your way.
Need help with long term care planning? We’re here to guide you. Contact our office today to schedule an appointment and learn more about your options.
